Contractors Liability


We can cover individual contractors and projects as well as companies. Whatever your construction risks, we can offer you a solution.

Builders, ground workers (including light civils, tarmac, asphalt, paving, utilities) and plant hire are target as are the usual ‘vanilla’ trades. Project risks are also sought.

  • EL up to £20M
  • PL up to £10M
  • CAR £10M including Plant

Risks with existing structure and/or high levels of BFSC can be accommodated. ‘High risk’ trades of Hot Roofing, Scaffolding, Demolition, Steel Erection and Heavy Civils can be considered, as can Basement Excavation, only if exceptionally good risks of the type with good claims experience. Risks with substantial exposure to timber frame construction are a problem. Asbestos removal is a (liability) decline.

High Risk Liability includes

Contractors Liability High Risk Liability
Statement of Fact Basis – No proposal form Statement of Fact Basis – No proposal form

 Cover includes:

  • EL up to £10m
  • PL/Products liability up to £5m
  • Contractors All Risks up to £5m
  • Any One Contract
  • JCT Clause 21.2.1 or equivalent available
  • Corporate Manslaughter - £1m
  • Financial Loss - £500,000
  • Pollution Clean Up Costs - £1m
  • Legionellosis - £500,000 
  • Business Advice Service – Included

Cover includes:

  • EL up to £10m
  • PL up to £5m
  • Defence Costs and Expenses
  • Indemnity to Principle    

Get in touch

For a competitive quote contact our experienced underwriting team