Commercial Combined

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We provide brokers with competitive commercial combined insurance policies that are tailored to meet your clients' needs.

Construction & Contractors premises, Hospitality and Leisure, Manufacturers and allied trades, Engineering, Warehouse & Distribution, Wholesalers and Property owners (including residential) are sought.

Sections Available

  • Material Damage
  • Business Interruption
  • Employers Liability
  • Public and Products Liability
  • Equipment Breakdown
  • Money
  • Goods in Transit
  • All Risks
  • Directors and Officers Liability
  • Legal Expenses
  • Employee Related Accidents
  • Employee Dishonesty

Main Limits

  • Material Damage and Business Interruption - £7.5M (depending on trade/occupation)
  • Employers Liability - £10M
  • Public and Products Liability - £5M
  • Equipment Breakdown – As per MD section
  • Money - £10k premises/transit
  • Goods in Transit - £10k per vehicle
  • All Risks - £15k
  • Directors and Officers - £50k
  • Legal Expenses - £100k
  • Employee Related Accidents - £10k
  • Employee Dishonesty - £25k

Risk Appetite includes the following:

  • Property Owners (including difficult to place risks)
  • Engineering, including high hazard and work away
  • Manufacturing (including Food & Drink)
  • Hospitality and Leisure
  • Warehousing/Distribution – all risks considered

Get in touch

For a competitive quote contact our experienced underwriting team